• HOW TO CREATE STRONG
    PASSWORDS YOU CAN REMEMBER
    • Here are the worst passwords of the year. Are yours on the list? While cyber criminals are good at what they do, poor password hygiene –having a few simple passwords that open all your online accounts – makes their job even easier.

STORES WITH THE BEST AND WORST RETURN POLICIES
2018 Holiday return policies: Some naughty, most nice. But these three big retailers — Amazon, Walmart and Target — make holiday gift returns easier.
 
WARNING: RISK-FREE TRIAL OFFERS CAN WIND UP BEING VERY COSTLY
Many of these offers aren’t really free. You could wind up getting merchandise you don’t want and didn’t order. The average victim loses $186, according to a new report from the BBB.
 
PARENTS, YOU DON'T NEED TO BUY EVERYTHING ON YOUR KIDS' WISH LISTS
Don't shop 'til you drop for the kids. They can't have everything they want, financial planning and parenting experts caution. So what do you do?
 
5 TIPS TO AVOID SCAMS AND MAKE SMART DECISIONS WITH YOUR CHARITABLE DOLLARS
We like to assume every charity that asks for money is legitimate - and that's just not true. Here's how to deal with the barrage of year-end charitable solicitations.
 
CON BLACK FRIDAY, HOW TO CUT THROUGH THE HYPE AND SAVE MONEY
In one recent survey, 14 percent of Black Friday sale items had the same price or were more expensive when compared with their pre-Black Friday prices. There are plenty of bargains out there, but you’ve got to do your homework.
 
CONSUMER GROUP CLAIMS MOST U.S. CANCER CENTERS USE MISLEADING ADS
A consumer watchdog group claims the ads for some of the country’s biggest and most prestigious cancer treatment centers are misleading because they don't disclose that the results are atypical for someone with this form of cancer.
 
THE PROS & CONS OF GETTING A STORE CREDIT CARD
Expect to get pitched to open a store credit card every time you’re at the checkout counter this holiday shopping season. You’ll get rewarded for the loyalty, but watch out for the sky-high interest rates.
 
SAVE FOR YOUR RETIREMENT OR YOUR KID'S COLLEGE, WHICH ONE TAKES PRIORITY? HERE'S THE MATH
You want to help your kids – especially with the staggering cost of college – but if you delay contributing to your retirement savings in order to fund their higher education, you could run out of money in your golden years. What then?
 
BANK FEES COSTING YOU HUNDREDS? HERE ARE SOME EASY WAYS TO AVOID THEM
You work hard for your money. Don’t waste it on needless bank fees. Three of the most common ones — monthly checking account maintenance fees, overdraft charges and out-of-network ATM fees — can all be avoided
 
WHY NEW & SAFER VAPING DEVICES (THAT DON'T EXPLODE) WON'T BE SOLD IN U.S.
The first vaping products designed to prevent fires and explosions — and safety certified by UL — are scheduled to hit the market in a few weeks. While these redesigned electronic cigarettes will be available in Canada, they won’t be sold in the United States. Why?

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