• THE PROS & CONS OF
    GETTING A STORE CREDIT CARD
    • Expect to get pitched to open a store credit card every time you’re at the checkout counter this holiday shopping season. You’ll get rewarded for the loyalty, but watch out for the sky-high interest rates.

BANK FEES COSTING YOU HUNDREDS? HERE ARE SOME EASY WAYS TO AVOID THEM
You work hard for your money. Don’t waste it on needless bank fees. Three of the most common ones — monthly checking account maintenance fees, overdraft charges and out-of-network ATM fees — can all be avoided
 
WHY NEW & SAFER VAPING DEVICES (THAT DON'T EXPLODE) WON'T BE SOLD IN U.S.
The first vaping products designed to prevent fires and explosions — and safety certified by UL — are scheduled to hit the market in a few weeks. While these redesigned electronic cigarettes will be available in Canada, they won’t be sold in the United States. Why?
 
THE BEST WAY TO FINANCE YOUR NEW IPHONE XS OR XS MAX
Shelling out $1,000 or more for a smartphone isn’t something everyone can afford, but you don’t have to pay full price. The major wireless carriers are aggressively promoting these new iPhones. Here’s are some of the deals currently available.
 
WORRIED ABOUT DATA BREACHES? NOW YOU CAN FREEZE YOUR CREDIT FOR FREE
Freezing your files at the big three credit reporting agencies — Equifax, Experian and TransUnion — is one of the best ways to protect yourself from financial identity theft. It stops criminals from opening new accounts in your name. And now, you can do this for free.
 
PET INSURANCE: HOW TO GET THE BEST PRICE AND COVERAGE
More people are buying pet insurance. Be advised: Policies and premium vary greatly from company to company. Checkbook.org analyzed the the offerings from 9 major insurance companies and found two that were the picks of the litter. (Picture is my dog, Sam)
 
SCAMMERS USE FAKE CHECKS TO STEAL TENS OF MILLIONS OF DOLLARS EACH YEAR
Check fraud is a huge problem: As many as 500,000 Americans were burned by fake check scams last year, with the average victim losing about $1,200, according to a new report from the Better Business Bureau. Here's how they do it and how to protect yourself.
 
THE HIGH COST OF MISSING YOUR CREDIT CARD PAYMENTS
Some people don’t have the money to pay their credit cards bills on time, but more than a third simply forget to pay, according to a new survey. Besides getting hit with a sizable late payment fee and interest, your credit score could take a big hit.
 
MISPLACE YOUR CREDIT OR DEBIT CARD? SOME BANKS LET YOU TURN IT OFF FOR A WHILE
A growing number of financial institutions are empowering their customers to fight fraud by giving them an on/off switch for their debit and credit cards. By using an app or going online, customers can temporarily turn off their cards, so they can't be used for new purchases.
 
COMPLAINTS ABOUT FRAUDULENT SECURITY ALARM SALE ARE ON THE RISE
Fear sells, so scammers and unscrupulous alarm companies often use alarming (and sometimes false) crime statistics and other scare tactics in their high-pressure sales pitch. Sign the contract and you could be out thousands of dollars.
 
ARE PEER-TO-PEER (P2P) MOBILE PAYMENT SERVICES SAFE TO USE?
About 90 million Americans use mobile pay apps. Consumer Reports just tested the major P2P services and the top three (whether iOS or Android versions) only received “fair” scores for data privacy.


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